Using Receivables to issue money
About Using Receivables to Issue Money
Using Receivables to Issue Money is a financial mechanism that involves converting receivables—promises of future payments—into a form of liquid currency that can be immediately used for transactions, investments, and other financial activities. This process leverages the value of receivables as tangible assets, ensuring that the money supply is directly tied to the real economy and backed by actual economic activity. This document provides a comprehensive overview of the concept, its process, benefits, and its role in a Credit-to-Credit Monetary System.
What Are Receivables?
Receivables are amounts owed to a business or entity by its customers or other parties for goods or services that have been delivered but not yet paid for. These financial assets are recorded on the balance sheet as future cash inflows and are crucial for maintaining a company’s liquidity and financial health. Receivables can take various forms, including accounts receivable, notes receivable, interest receivable, rent receivable, and dividends receivable.
Concept of Using Receivables to Issue Money
The concept of using receivables to issue money revolves around the idea of monetizing these future cash inflows to create liquid assets that can be used in the present. Instead of waiting for the receivables to be paid in the future, businesses or financial institutions can convert these receivables into money, which can then be circulated in the economy. This money is backed by the value of the underlying receivables, ensuring that it is tied to actual economic output.
This process is particularly significant in a Credit-to-Credit Monetary System, where money creation is directly linked to the value of existing receivables, rather than being issued independently by central banks as in fiat systems.
Process of Using Receivables to Issue Money
The process of using receivables to issue money involves several key steps:
- Evaluation and Verification: The first step is to evaluate the receivables to ensure their legitimacy and collectibility. This includes verifying the debtor’s creditworthiness, the terms of the receivable, and the likelihood of payment. The more reliable the receivable, the more valuable it is as an asset for issuing money.
- Monetization: Once verified, the receivables can be monetized. Monetization involves converting the receivables into a form of currency or financial instrument, such as promissory notes, bonds, or asset-backed securities. These instruments can then be used as money in financial transactions.
- Issuance: The monetized receivables are then issued as money, which can be circulated within the economy. This money is typically backed by the receivables’ value, providing a stable and reliable form of currency that reflects actual economic activity.
- Collection and Settlement: Over time, as the receivables are paid by the debtors, the funds are used to settle the issued money. This ensures that the money supply remains backed by tangible assets and that there is no inflationary pressure from excessive money creation.
Benefits of Using Receivables to Issue Money
The practice of using receivables to issue money offers several benefits, particularly in terms of financial stability, liquidity, and economic growth:
- Stability: Since the money issued is backed by receivables, it is tied to actual economic output, reducing the risk of inflation and financial instability. This ensures that the money supply grows in line with the real economy, preventing the excesses often seen in fiat systems.
- Liquidity: Monetizing receivables provides businesses with immediate liquidity, allowing them to finance operations, invest in growth, and manage cash flow more effectively. This is particularly important for companies that may have significant receivables but need immediate cash.
- Efficient Capital Use: By converting receivables into money, businesses can make more efficient use of their capital, rather than waiting for payments to be received. This increases the overall efficiency of the economy and supports sustained economic growth.
- Support for Credit Markets: The use of receivables to issue money supports the broader credit markets by providing a mechanism for converting credit into liquid assets. This enhances the flexibility and resilience of the financial system.
Role in the Credit-to-Credit Monetary System
In a Credit-to-Credit Monetary System, the use of receivables to issue money is central to the creation and circulation of currency. Unlike fiat systems, where money can be created independently of underlying assets, the Credit-to-Credit system ensures that all money is backed by real economic activity.
- Asset-Backed Currency: In this system, money is not created out of thin air but is instead backed by existing receivables. This ensures that the currency remains stable and that its value is directly tied to the goods and services produced in the economy.
- Reduction of Inflationary Risks: By linking the money supply to receivables, the Credit-to-Credit system reduces the risk of inflation that arises from excessive money creation. This makes the financial system more stable and less prone to the boom-and-bust cycles that characterize fiat systems.
- Economic Alignment: The process ensures that the money supply is aligned with the actual needs of the economy. Since money is issued based on receivables, it reflects the true state of economic activity, making monetary policy more effective and responsive to real-world conditions.
- Conclusion
Debt is a powerful tool that can drive economic growth, but it also carries significant risks when not managed properly. The global debt crisis underscores the need for reform in the way debt is issued and managed. By transitioning to a credit-to-credit monetary system, we can create a more sustainable and secure financial framework that supports long-term economic stability. Central Ura, with its emphasis on real economic value, offers a path forward, helping to address the challenges of excessive debt and paving the way for a more prosperous and stable global economy.
In the context of a Credit-to-Credit Monetary System, the practice of using receivables to issue money plays a crucial role in maintaining a stable and asset-backed currency. By understanding this concept and its implications, businesses, financial institutions, and policymakers can better navigate the complexities of modern finance and contribute to a more resilient and sustainable economic system
Central URA Reserve Limited: The Custodian of Global Reserve Assets
Custodian of All Reserve Assets
- Comprehensive Custody:
Central URA Reserve Limited is entrusted with the comprehensive custody and management of all reserve assets on which Central URA is drawn. This includes the meticulous safeguarding of US dollar-denominated receivables, ensuring the robust backing of Central URA with tangible assets.
- Primary Reserve Holder:
As the global reserve holder of all primary reserves within the Central URA monetary system, Central URA Reserve Limited maintains the highest standards of asset management and security. Our rigorous protocols and practices ensure that the value of Central URA remains stable and reliable, backed by real assets.


Managing Issued Central URA
- Current Issuance Management:
Central URA Reserve Limited is responsible for the custody and management of the currently issued Central URA, which totals 247,927,363,814 units. This extensive responsibility involves monitoring, securing, and ensuring the integrity of the issued currency, maintaining its value and trustworthiness.
- Future Issuance Oversight:
In addition to managing the existing supply, Central URA Reserve Limited oversees all future issuances of Central URA. Adhering to the credit-to-credit currency principle, each new issuance is backed by real assets from the outset, reinforcing the stability and reliability of Central URA.
Reserve Management Duties
- Credit-to-Credit Principle:
Central URA’s unique credit-to-credit currency principle sets it apart from traditional fiat currencies. Central URA Reserve Limited ensures that each issuance of Central URA is backed by real assets, starting as credit rather than debt, thereby enhancing the currency’s stability and reducing financial risks.
- Comprehensive Reserve Management:
Our duties extend beyond mere custody to include comprehensive reserve management. This encompasses the strategic allocation of reserve assets, rigorous risk assessment, and ongoing evaluation to maintain the highest standards of financial stability and integrity.

Commitment to Stability and Reliability
Central URA Reserve Limited’s unwavering commitment to stability and reliability ensures that Central URA remains a trusted and secure global currency. By meticulously managing both current and future issuances and maintaining robust reserve assets, we provide a solid foundation for the Central URA monetary system.
Join us in embracing a future where currency stability is assured through diligent management and real asset backing. Trust Central URA Reserve Limited to safeguard and enhance the value of Central URA, promoting global economic stability and prosperity.